Jean Wawrzyniak-Fry Realtor® (480) 721-1195

USDA Loans in Queen Creek AZ

USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

172 matches found

$255,000
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1671
Year Built: 2011
Subdivision: IRONWOOD CROSSING - UNIT 1
Description: Looking for a move-in ready home in the continuously growing town of Queen ...
Last Updated: January - 17 - 2020
IDX
$289,900
22336 E Vía Del Palo Drive, Queen Creek, AZ 85142
View Photos (34)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2162
Year Built: 2005
Subdivision: TOWN VILLAGES
Description: MOVE IN READY! This large 4 bedroom, 3 bathroom home has 2 additional den r...
Last Updated: December - 27 - 2019
IDX
$292,500
20991 E VIA DEL SOL, Queen Creek, AZ 85142
View Photos (2)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1638
Year Built: 2020
Subdivision: HASTINGS FARMS PARCEL B
Description: THIS HOME HAS NOT BEEN BUILT - 6 TO 8 MONTH BUILD TIME!!! Single Level Hom...
Last Updated: January - 16 - 2020
IDX
$295,990
20908 E KINGBIRD Drive, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1550
Year Built: 2019
Subdivision: GATEWAY QUARTER PARCEL 1
Description: Discover your dream home at Seasons at Gateway. Conveniently located on the...
Last Updated: January - 19 - 2020
IDX
$305,000
N/S ORIENTATION LOT WITH FRONT PATIO ** STONE ACCENTS
View Photos (38)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2117
Year Built: 2013
Subdivision: HASTINGS FARMS PARCEL H MCR 093947
Description: WELL CARED FOR HOME - LIGHTLY LIVED IN HOME ** Gorgeous 20 inch tile in Ent...
Last Updated: January - 19 - 2020
IDX
$305,000
1504 W BIRCH Road, Queen Creek, AZ 85140
View Photos (74)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2261
Year Built: 2013
Subdivision: IRONWOOD CROSSING UNIT 3B 2012081597
Description: LOOK NO LONGER! This GORGEOUS 4 bed, 2.5 bath plus den with SPARKLING pool ...
Last Updated: January - 20 - 2020
IDX
$309,900
22893 S 215TH Street, Queen Creek, AZ 85142
View Photos (34)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 3
Square Footage: 2702
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PHASE 2A PARCEL 11B
Description: Great golf course view from this five bedroom home! New carpet throughout. ...
Last Updated: January - 15 - 2020
IDX
$311,990
20916 E KINGBIRD Drive, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1813
Year Built: 2019
Subdivision: GATEWAY QUARTER PARCEL 1
Description: The ranch-style Larimar plan offers a seamless blend of style, comfort and ...
Last Updated: January - 19 - 2020
IDX
$315,000
18690 E RYAN Road, Queen Creek, AZ 85142
View Photos (34)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1637
Year Built: 2004
Subdivision: CORTINA
Description: Great move-in ready home that offers a nice open floor plan, 4 BEDROOMS, 2 ...
Last Updated: January - 18 - 2020
IDX
$321,990
20824 E Reins Road, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1874
Year Built: 2019
Subdivision: Terravella Legacy Collection
Description: New home to-be-built! It's a 3 bedroom, 2 bathroom home with a 3 car tandem...
Last Updated: January - 16 - 2020
IDX

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