Are you wanting to own a home? Is saving for a down payment impossible? Would you like to live in Queen Creek AZ? Believe it or not Queen Creek has homes that qualify for USDA loans.
The USDA loans can only be applied to homes in certain areas. Queen Creek has some areas!
And USDA loans do not require a down payment. This is so helpful to many groups.
Quick look at USDA loan benefits
- No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
- Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
- Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
- There are income maximums ( I can get a lender to confirm your eligibility).
There are some really great homes that qualify for these loans. There are even new homes that qualify. Look here to view some of these homes.
265 matches found
$365,000
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2007
Subdivision: OCOTILLO LANDING
Description: Beautiful move in ready single story home located minutes from Queen Creek ...
Last Updated: May - 26 - 2023
$419,990
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 6B/19
Description: FABULOUS LOCATION! This modern 3 bed 2 bath (with bonus room!) home feature...
Last Updated: May - 24 - 2023
$420,000
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Year Built: 2004
Subdivision: VILLAGES AT QUEEN CREEK
Description: A Great Investment Property on the Golf Course Lot w/Mountain View. Single...
Last Updated: May - 20 - 2023
$434,000
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2014
Subdivision: IRONWOOD CROSSING UNIT 3C 2012081598
Description: Welcome to the GEM in the Master Planned Community of Ironwood Crossing! Wa...
Last Updated: May - 26 - 2023
$440,000
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2016
Subdivision: IRONWOOD CROSSING - UNIT 2 2014070575
Description: Welcome home to the Master Planned Community of Ironwood Crossing! This 3 b...
Last Updated: May - 19 - 2023
$445,000
Open House (05/27/2023 - 12:00 pm)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Year Built: 2002
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 5
Description: With this great location, great size, great entertaining and relaxing back ...
Last Updated: May - 26 - 2023
$445,990
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 2
Year Built: 2022
Subdivision: Ovation at Meridian
Description: Move In Ready, Never Lived In, Lovely Kaibab Model loaded with many upgrade...
Last Updated: May - 12 - 2023
$449,900
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2022
Subdivision: HARVEST QUEEN CREEK PARCEL 1-7
Description: Located in the heart of the community, this single-family home features a c...
Last Updated: May - 13 - 2023
$449,900
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2004
Subdivision: CORTINA PARCEL 1
Description: Great, move-in ready 3 bed / 2 bath single level home with fresh exterior &...
Last Updated: May - 26 - 2023
$450,000
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2004
Subdivision: Emperor Estates
Description: The first thing you'll notice pulling into the neighborhood is all of the g...
Last Updated: May - 21 - 2023
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