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USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

297 matches found

$382,000
22625 S 214TH Way, Queen Creek, AZ 85142
View Photos (18)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 1986
Subdivision: RANCHO DEL RAY PHASE 1
Description: Fantastic home in sought after location! This home has fresh interior paint...
Last Updated: January - 26 - 2023
IDX
$389,000
88 W DRAGON TREE Avenue, Queen Creek, AZ 85140
View Photos (54)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2009
Subdivision: IRONWOOD CROSSING - UNIT 1
Description: WONDERFUL 3 bed, 2 bath home in Queen Creek's popular Ironwood Crossing is ...
Last Updated: January - 28 - 2023
IDX
$389,900
22111 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (23)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2006
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 18
Description: Delightful, move in ready 3 bed / 2 bath single level home on golf course i...
Last Updated: January - 25 - 2023
IDX
$399,900
21926 E Camina Plata, Queen Creek, AZ 85142
View Photos (23)Videos (2)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2004
Subdivision: Villages at Queen Creek
Description: SELLER IS WILLING TO CONTRIBUTE TO BUYER CLOSING COSTS, INCLUDING INTEREST ...
Last Updated: February - 01 - 2023
IDX
$400,000
21235 E VIA DE OLIVOS, Queen Creek, AZ 85142
View Photos (20)
Open House (02/03/2023 - 9:00 am)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2014
Subdivision: HASTINGS FARMS PARCEL C
Description: Fantastic home in sought after location! This home has fresh interior paint...
Last Updated: February - 03 - 2023
IDX
$400,000
20865 E SHETLAND Street, Queen Creek, AZ 85142
View Photos (4)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2000
Subdivision: QUEENLAND MANOR
Description: Amazing renovated home in desired Queenland Manor. Home has 3bedrooms 2bath...
Last Updated: November - 29 - 2022
IDX
$410,000
21112 E PICKETT Street, Queen Creek, AZ 85142
View Photos (38)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 3
Year Built: 2009
Subdivision: INDIGO TRAILS REPLAT
Description: Updated 3 bedroom, 3 bathroom home in Queen Creek. Low maintenance front an...
Last Updated: January - 22 - 2023
IDX
$416,990
43234 N Plum Street, Queen Creek, AZ 85140
View Photos (4)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2.5
Year Built: 2023
Subdivision: North Creek
Description: Conveniently located near the 24 Express Way, perfect for any commute! The...
Last Updated: January - 30 - 2023
IDX
$430,000
22782 E VIA LAS BRISAS, Queen Creek, AZ 85142
View Photos (29)Videos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2018
Subdivision: CHURCH FARM PARCEL E3
Description: It is not very often that you come across a spectacular home that is perfec...
Last Updated: January - 24 - 2023
IDX
$432,500
22344 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (33)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 15
Description: Completely move-in ready in a beautiful golf course community near all Quee...
Last Updated: January - 10 - 2023
IDX

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