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USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

100 matches found

$490,000
21414 E PUESTA DEL SOL, Queen Creek, AZ 85142
View Photos (22)
Open House (05/03/2022 - 9:00 am)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 1
Description: This Queen Creek one-story home offers a two-car garage. This home has been...
Last Updated: May - 03 - 2022
IDX
$540,000
23681 S 209TH Court, Queen Creek, AZ 85142
View Photos (29)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Year Built: 2013
Subdivision: HASTINGS FARMS PARCEL H
Description: Consider Queen Creek Living in the destination community of HASTINGS FARMS!...
Last Updated: April - 30 - 2022
IDX
$540,000
115 E CATALINA Lane, Queen Creek, AZ 85140
View Photos (31)Videos (1)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 2
Year Built: 2019
Subdivision: Encanterra
Description: This St. Tropez floorplan home in Encanterra Country Club is beautifully de...
Last Updated: April - 29 - 2022
IDX
$550,000
Front 1
View Photos (19)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Year Built: 2004
Subdivision: EMPEROR ESTATES PHASE 1
Description: Super Location with a hard-to-find Single level 4-bedroom home that is loca...
Last Updated: May - 03 - 2022
IDX
$575,000
22624 E SPYGLASS Boulevard, Queen Creek, AZ 85142
View Photos (21)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Year Built: 2020
Subdivision: SPUR CROSS PHASE 2 PARCEL 5
Description: This beautiful2020 Sapphire Model, Richmond American Home is single level w...
Last Updated: May - 01 - 2022
IDX
$585,000
22457 E DUNCAN Street, Queen Creek, AZ 85142
View Photos (20)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 3
Year Built: 2017
Subdivision: CHURCH FARM
Description: Bright and Beautiful in Queen Creek. This home is close to EVERYTHING in t...
Last Updated: April - 24 - 2022
IDX
$593,000
1
4514 A rendering No file chosen 2
4514 Rendering No file chosen The Plan 4514 A Rendering ~ December Completion.
View Photos (3)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Year Built: 2022
Subdivision: CHURCH FARM PARCEL F3
Description: MLS# 6392676~ December Completion! ~ The 4514 plan is a stunning single-sto...
Last Updated: May - 02 - 2022
IDX
$599,000
23545 S 212TH Street, Queen Creek, AZ 85142
View Photos (45)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 3
Year Built: 2019
Subdivision: HASTINGS FARMS PARCEL B
Description: Better than NEW! This beautiful home will wow even the most discerning buye...
Last Updated: May - 03 - 2022
IDX
$599,000
22640 E EXCELSIOR Avenue, Queen Creek, AZ 85142
View Photos (21)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2.5
Year Built: 2021
Subdivision: HARVEST QUEEN CREEK PARCEL 1-2
Description: This STUNNING turn key property in the new Harvest Queen Creek community is...
Last Updated: May - 02 - 2022
IDX
$599,900
21462 E DOMINGO Road, Queen Creek, AZ 85142
View Photos (28)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Year Built: 2010
Subdivision: NAUVOO STATION
Description: 2 story single family home in Nauvoo Station. All bedrooms upstairs with ce...
Last Updated: May - 01 - 2022
IDX

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