USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

90 matches found

$399,990
21264 E BONANZA Way, Queen Creek, AZ 85142
View Photos (33)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1505
Year Built: 2003
Subdivision: QUEENLAND MANOR PHASE 2
Description: Exceptional curb appeal and an incredible floor plan. Welcome to your new 3...
Last Updated: July - 22 - 2021
IDX
$420,000
1490 W CRAPE Road, Queen Creek, AZ 85140
View Photos (79)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1874
Year Built: 2013
Subdivision: IRONWOOD CROSSING UNIT 3B 2012081597
Description: WELCOME HOME! Just listed in QC's highly sought-after neighborhood of Ironw...
Last Updated: July - 22 - 2021
IDX
$438,000
1410 W POPCORN TREE Avenue, Queen Creek, AZ 85140
View Photos (39)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1790
Year Built: 2015
Subdivision: IRONWOOD CROSSING UNIT 3C 2012081598
Description: In the Ironwood Crossing Community sits a well-manicured property and prime...
Last Updated: July - 21 - 2021
IDX
$445,900
22527 E Duncan Street, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 2061
Year Built: 2017
Subdivision: Church Farm Parcel A1
Description: The stunning single-story home is located in highly desirable Church Farms ...
Last Updated: July - 26 - 2021
IDX
$449,000
21160 E MUNOZ Street, Queen Creek, AZ 85142
View Photos (7)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2486
Year Built: 2006
Subdivision: INDIGO TRAILS REPLAT
Description: Come and visit this very nice home in the Indigo Trails subdivision. Beaut...
Last Updated: July - 19 - 2021
IDX
$449,900
566 W HONEY LOCUST Avenue, Queen Creek, AZ 85140
View Photos (21)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1790
Year Built: 2015
Subdivision: IRONWOOD CROSSING
Description: VACANT! Wonderful single-story home in a great location! Easy to clean tile...
Last Updated: July - 24 - 2021
IDX
$465,000
21854 S 215TH Street, Queen Creek, AZ 85142
View Photos (40)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1646
Year Built: 2010
Subdivision: NAUVOO STATION
Description: Well kept home in a fast growing city of QC with shopping & Entertainment c...
Last Updated: July - 23 - 2021
IDX
$470,000
18802 E KINGBIRD Drive, Queen Creek, AZ 85142
View Photos (29)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1772
Year Built: 2005
Subdivision: CORTINA PARCEL 7
Description: This amazing home listed in the highly sought after Cortina Neighborhood wi...
Last Updated: July - 26 - 2021
IDX
$480,000
21378 E CAMINA PLATA, Queen Creek, AZ 85142
View Photos (23)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2236
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 9
Description: This Queen Creek one-story home offers a two-car garage....
Last Updated: July - 23 - 2021
IDX
$482,573
Built by Taylor Morrison, the Brixton Spanish elevation!
View Photos (14)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1715
Year Built: 2021
Subdivision: VICTORIA HEIGHTS
Description: MLS#6269301~ Built by Taylor Morrison, ready January 2022! Spacious single ...
Last Updated: July - 24 - 2021
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