Jean Wawrzyniak-Fry Realtor® (480) 721-1195

USDA Loans in Queen Creek AZ

USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

191 matches found

$260,000
466 W GUM TREE Avenue, Queen Creek, AZ 85140
View Photos (32)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1581
Year Built: 2016
Subdivision: IRONWOOD CROSSING - UNIT 2 2014070575
Description: BACK ON MARKET! BUYER COULDN'T QUALIFY 3 DAYS BEFORE CLOSING! Great starter...
Last Updated: December - 04 - 2019
IDX
$263,000
21373 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (19)
Open House (12/13/2019 - 8:00 am)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1407
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 6B/19
Description: This one-story Queen Creek home backs to a golf course with view fencing an...
Last Updated: December - 07 - 2019
IDX
$275,000
20991 E AVENIDA DEL VALLE Street, Queen Creek, AZ 85142
View Photos (21)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1528
Year Built: 2007
Subdivision: OCOTILLO LANDING
Description: Beautiful Updated Home Located in Ocotillo Landing in Queen Creek Features:...
Last Updated: December - 08 - 2019
IDX
$279,900
23206 S 222ND Street, Queen Creek, AZ 85142
View Photos (22)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1525
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 16
Description: Don't miss this move-in ready home with an over-sized lot and golf course v...
Last Updated: December - 12 - 2019
IDX
$284,990
20908 E KINGBIRD Drive, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1550
Year Built: 2019
Subdivision: GATEWAY QUARTER PARCEL 1
Description: Discover your dream home at Seasons at Gateway. Conveniently located on the...
Last Updated: November - 18 - 2019
IDX
$287,500
21042 E VIA DEL SOL, Queen Creek, AZ 85142
View Photos (2)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1638
Year Built: 2019
Subdivision: HASTINGS FARMS PARCEL B
Description: THIS HOME HAS NOT BEEN BUILT - 6 TO 8 MONTH BUILD TIME!!! Single Level Hom...
Last Updated: November - 21 - 2019
IDX
$289,900
22336 E Vía Del Palo Drive, Queen Creek, AZ 85142
View Photos (34)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2162
Year Built: 2005
Subdivision: TOWN VILLAGES
Description: MOVE IN READY! This large 4 bedroom, 3 bathroom home has 2 additional den r...
Last Updated: November - 17 - 2019
IDX
$295,000
22356 E VIA DEL RANCHO, Queen Creek, AZ 85142
View Photos (35)
Open House (12/14/2019 - 11:00 am)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2162
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 15
Description: Are you looking for a spacious home? Do not miss this magnificent 4-bedroom...
Last Updated: December - 10 - 2019
IDX
$299,900
21123 E TIERRA GRANDE Drive, Queen Creek, AZ 85142
View Photos (23)
Open House (12/13/2019 - 1:00 pm)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2651
Year Built: 2005
Subdivision: INDIGO TRAILS
Description: Walk into this lovely warm home and fall in love. You'll love the open conc...
Last Updated: December - 11 - 2019
IDX
$299,999
21249 E VIA DEL RANCHO, Queen Creek, AZ 85142
View Photos (21)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1681
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 6A
Description: BEAUTIFUL 3BED + DEN home located just BEHIND the 4th Tee in VILLAGES at QU...
Last Updated: December - 12 - 2019
IDX

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