USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

40 matches found

$425,000
19863 E MAYBERRY Road, Queen Creek, AZ 85142
View Photos (30)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2292
Year Built: 2006
Subdivision: EMPEROR ESTATES PHASE 3
Description: This is an investor dream! Great floor plan in a wonderful community and l...
Last Updated: April - 14 - 2021
IDX
$429,900
135 W YELLOW WOOD Avenue, Queen Creek, AZ 85140
View Photos (28)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 2199
Year Built: 2012
Subdivision: IRONWOOD CROSSING - UNIT 1
Description: Welcome Home!!! This Gorgeous 3 Bedroom 2 Bath home at the Desirable Ironwo...
Last Updated: April - 20 - 2021
IDX
$499,999
22327 E CALLE DE FLORES, Queen Creek, AZ 85142
View Photos (29)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2702
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 14
Description: Welcome to this beautiful well maintained home which offers a model like in...
Last Updated: April - 16 - 2021
IDX
$515,990
22543 E ROSA Road, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1568
Year Built: 2021
Subdivision: SPUR CROSS PARCEL 1
Description: Brand NEW energy-efficient home ready August 2021! Entertain friends and fa...
Last Updated: April - 19 - 2021
IDX
$517,990
22560 E ROSA Road, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1832
Year Built: 2021
Subdivision: SPUR CROSS PARCEL 1
Description: Brand NEW energy-efficient home ready September 2021! The expansive great r...
Last Updated: April - 19 - 2021
IDX
$525,000
19249 E THORNTON Road, Queen Creek, AZ 85142
View Photos (39)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2334
Year Built: 2016
Subdivision: EMPEROR ESTATES PHASE 4 WEST
Description: This NexGen home has it all and is a very popular and hard to find floorpla...
Last Updated: April - 19 - 2021
IDX
$533,990
22531 E QUINTERO Road, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1832
Year Built: 2021
Subdivision: SPUR CROSS PARCEL 1
Description: Brand NEW energy-efficient home ready September 2021! The expansive great r...
Last Updated: April - 19 - 2021
IDX
$533,990
22551 E ROSA Road, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1832
Year Built: 2021
Subdivision: SPUR CROSS PARCEL 1
Description: Brand NEW energy-efficient home ready September 2021! The expansive great r...
Last Updated: April - 19 - 2021
IDX
$549,490
22539 E QUINTERO Road, Queen Creek, AZ 85142
View Photos (9)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2139
Year Built: 2021
Subdivision: SPUR CROSS PARCEL 1
Description: Brand NEW energy-efficient home ready September 2021! This Onyx single-stor...
Last Updated: April - 19 - 2021
IDX
$549,900
19816 E REINS Road, Queen Creek, AZ 85142
View Photos (14)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2859
Year Built: 2005
Subdivision: EMPEROR ESTATES PHASE 2
Description: VACANT! Stunning two-story home in Queen Creek! Formal living and dining ar...
Last Updated: April - 14 - 2021
IDX

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