Jean Wawrzyniak-Fry Realtor® (480) 721-1195

USDA Loans in Queen Creek AZ

USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

217 matches found

$243,000
21821 E GOLD CANYON Drive, Queen Creek, AZ 85142
View Photos (37)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1320
Year Built: 2007
Subdivision: VILLAGES AT QUEEN CREEK
Description: FANTASTIC SINGLE-LEVEL & MOVE-IN READY! This 3BD/2BA sits in the quiet comm...
Last Updated: August - 15 - 2019
$271,205
"Harvest" is an all single story community and located in Meridian with Community Pool & Splash Pad with multiple community parks, walking paths, open space, and community Garden too.
View Photos (38)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1512
Year Built: 2019
Subdivision: HARVEST @ MERIDIAN
Description: Brand New Home in an interactive community! Home is currently under constru...
Last Updated: August - 01 - 2019
$272,000
22261 S 211TH Place, Queen Creek, AZ 85142
View Photos (26)
Open House (08/20/2019 - 8:00 am)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 2244
Year Built: 2005
Subdivision: INDIGO TRAILS REPLAT
Description: This Queen Creek two-story offers granite kitchen countertops, a covered pa...
Last Updated: August - 17 - 2019
$277,500
21042 E VIA DEL SOL, Queen Creek, AZ 85142
View Photos (2)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1638
Year Built: 2019
Subdivision: HASTINGS FARMS PARCEL B
Description: THIS HOME HAS NOT BEEN BUILT - 6 TO 8 MONTH BUILD TIME!!! Single Level Hom...
Last Updated: August - 01 - 2019
$277,990
20908 E KINGBIRD Drive, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1550
Year Built: 2019
Subdivision: GATEWAY QUARTER PARCEL 1
Description: Discover your dream home at Seasons at Gateway. Conveniently located on the...
Last Updated: July - 20 - 2019
$278,000
22339 E CALLE DE FLORES, Queen Creek, AZ 85142
View Photos (44)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1692
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 14
Description: Absolutely stunning remodeled single story home. This one has it all! Moder...
Last Updated: August - 13 - 2019
$279,900
432 W FLAME TREE Avenue, Queen Creek, AZ 85140
View Photos (63)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1513
Year Built: 2015
Subdivision: IRONWOOD CROSSING
Description: Ironwood Crossing - highly sought out neighborhood. Located in Queen Creek,...
Last Updated: August - 16 - 2019
$280,000
23151 S 226th Way, Queen Creek, AZ 85142
View Photos (26)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1512
Year Built: 2016
Subdivision: Meridian/Harvest
Description: MOVE IN READY. This turn key 3 bedroom 2 bath house boasts an open floor pl...
Last Updated: August - 17 - 2019
$283,000
21050 E ALDECOA Drive, Queen Creek, AZ 85142
View Photos (63)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 1737
Year Built: 2007
Subdivision: OCOTILLO LANDING
Description: LOCATION, LOCATION, LOCATION. This Beautiful 4 Bedroom, 3 Bath sits on a Co...
Last Updated: August - 18 - 2019
$288,500
22368 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (38)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2162
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK
Description: Great find in Villages at Queen Creek! This spacious 4 bedroom, 3 full bath...
Last Updated: August - 12 - 2019

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