USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

43 matches found

$279,900
22043 S Ellsworth Road, Queen Creek, AZ 85142
View Photos (10)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 1
Square Footage: 907
Year Built: 1940
Subdivision: QUEEN CREEK BLOCK NO 1 LOT 1-10
Description: Location, location!! Zoned C-1 light commercial. Residential or commercial ...
Last Updated: January - 19 - 2021
IDX
$366,200
21259 E SADDLE Way, Queen Creek, AZ 85142
View Photos (33)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1859
Year Built: 2004
Subdivision: QUEENLAND MANOR PHASE 2
Description: This lovely single story 4 bedroom, 2 bathroom home is just a few short min...
Last Updated: January - 22 - 2021
IDX
$395,000
21279 E ALYSSA Road, Queen Creek, AZ 85142
View Photos (2)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2240
Year Built: 2001
Subdivision: QUEENLAND MANOR
Description: An urban gardener's dream yard!!!! Don't miss this beautiful open-concept c...
Last Updated: January - 25 - 2021
IDX
$401,041
23143 E Thornton Road, Queen Creek, AZ 85142
View Photos (20)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1726
Year Built: 2020
Subdivision: Barney Farms
Description: THIS HOME IS UNDER CONSTRUCTION, IN BARNEY FARMS, THE NEWEST PREMIER MASTER...
Last Updated: January - 22 - 2021
IDX
$414,900
22598 E VIA LAS BRISAS, Queen Creek, AZ 85142
View Photos (63)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2082
Year Built: 2018
Subdivision: CHURCH FARM PARCEL E3
Description: You know when Realtors use adjectives like cute and charming, and you're ju...
Last Updated: January - 22 - 2021
IDX
$424,500
22156 E CALLE DE FLORES, Queen Creek, AZ 85142
View Photos (27)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 2.5
Square Footage: 2702
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 16
Description: This spacious, golf course home features 5 large upstair bedrooms and a con...
Last Updated: January - 22 - 2021
IDX
$432,990
22918 E MARSH Road, Queen Creek, AZ 85142
View Photos (4)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1992
Year Built: 2021
Subdivision: HARVEST QUEEN CREEK PARCEL 1-4
Description: Come join this beautiful community that is close to downtown Queen Creek wh...
Last Updated: January - 04 - 2021
IDX
$439,990
22719 E ESTRELLA Road, Queen Creek, AZ 85142
View Photos (26)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2.5
Square Footage: 1953
Year Built: 2020
Subdivision: Trailside at Spur Cross
Description: Builder's spec home. Estimated completion will be January 2021. Bright and ...
Last Updated: January - 22 - 2021
IDX
$440,000
21592 S 215TH Place, Queen Creek, AZ 85142
View Photos (30)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2.5
Square Footage: 2402
Year Built: 2014
Subdivision: NAUVOO STATION
Description: Location, location, location! Prime Queen Creek location right by the boomi...
Last Updated: January - 24 - 2021
IDX
$443,990
22735 E ESTRELLA Road, Queen Creek, AZ 85142
View Photos (17)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2.5
Square Footage: 1953
Year Built: 2020
Subdivision: Trailside at Spur Cross
Description: Gorgeous new home, 3 Bedrooms, Den, 2.5 Baths, 2Car Garage. Trailside at S...
Last Updated: January - 13 - 2021
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