Are you wanting to own a home? Is saving for a down payment impossible? Would you like to live in Queen Creek AZ? Believe it or not Queen Creek has homes that qualify for USDA loans.
The USDA loans can only be applied to homes in certain areas. Queen Creek has some areas!
And USDA loans do not require a down payment. This is so helpful to many groups.
Quick look at USDA loan benefits
No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
There are income maximums ( I can get a lender to confirm your eligibility).
There are some really great homes that qualify for these loans. There are even new homes that qualify. Look here to view some of these homes.