USDA_Loans

Are you wanting to own a home?  Is saving for a down payment impossible?  Would you like to live in Queen Creek AZ?  Believe it or not Queen Creek has homes that qualify for USDA loans.

The USDA loans can only be applied to homes in certain areas.  Queen Creek has some areas!

And USDA loans do not require a down payment.  This is so helpful to many groups.

Quick look at USDA loan benefits

  • No Down Payment Required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.
  • Competitive 30 Year Fixed Interest Rates. With the guarantee of the U.S. government, a lender can offer competitive interest rates to qualified individuals and families. And, beginning September 2014, the USDA will offer a 15-year fixed rate mortgage.
  • Flexible Credit Guidelines. Borrowers must still provide a credit history report. But the flexible guidelines allow potential homeowners with spotty or bad credit to still qualify for a home loan.
  • There are income maximums ( I can get a lender to confirm your eligibility).

There are some really great homes that qualify for these loans.  There are even new homes that qualify.  Look here to view some of these homes.

108 matches found

$356,900
20926 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (31)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1274
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 4B
Description: Welcome to this charming 3 bedroom/2 bath home in the popular Villages at Q...
Last Updated: October - 22 - 2021
IDX
$405,000
22049 E VIA DEL PALO, Queen Creek, AZ 85142
View Photos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1320
Year Built: 2006
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 18
Description: Photos available soon. Located in the community of Village at Queen Creek. ...
Last Updated: October - 20 - 2021
IDX
$418,500
20840 E VIA DEL PALO Street, Queen Creek, AZ 85142
View Photos (32)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1678
Year Built: 2003
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 4A
Description: Welcome to this clean and bright 4 bed/2 bath home in the popular Villages ...
Last Updated: October - 22 - 2021
IDX
$424,900
219 W DRAGON TREE Avenue, Queen Creek, AZ 85140
View Photos (19)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1670
Year Built: 2009
Subdivision: IRONWOOD CROSSING UNIT 1
Description: Charming 3 bdrm + den, stainless appliances, corner lot, walk-in tub in Mas...
Last Updated: September - 28 - 2021
IDX
$425,000
21409 E Vía Del Palo Street, Queen Creek, AZ 85142
View Photos (18)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1600
Year Built: 1996
Subdivision: RANCHO DEL REY
Description: Pride of ownership in this custom home which is located on the 7th fairway...
Last Updated: October - 22 - 2021
IDX
$425,000
23375 S 216TH Street, Queen Creek, AZ 85142
View Photos (24)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 2046
Year Built: 2005
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 13
Description: Located in the heart of Queen Creek in the beautiful golf course community ...
Last Updated: October - 22 - 2021
IDX
$434,900
741 W HARVEST Road, Queen Creek, AZ 85140
View Photos (65)Virtual Tours (1)
Open House (10/23/2021 - 11:00 am)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1513
Year Built: 2011
Subdivision: IRONWOOD CROSSING - UNIT 1
Description: This immaculate home is located in the very popular master planned communit...
Last Updated: October - 22 - 2021
IDX
$439,900
Open Living Room with Fireplace
View Photos (21)Videos (1)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1528
Year Built: 2007
Subdivision: OCOTILLO LANDING
Description: AMAZING HOME WITH THE BEST LOCATION! Close to everything incredible Queen C...
Last Updated: October - 22 - 2021
IDX
$449,000
21466 E CALLE DE FLORES Court, Queen Creek, AZ 85142
View Photos (34)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1678
Year Built: 2004
Subdivision: VILLAGES AT QUEEN CREEK PARCEL 11A
Description: Lovely 3 bed, 2 bath residence now on the market! Beautiful façade with st...
Last Updated: October - 21 - 2021
IDX
$470,000
224 W SWEET SHRUB Avenue, Queen Creek, AZ 85140
View Photos (11)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 2199
Year Built: 2011
Subdivision: IRONWOOD CROSSING - UNIT 1
Description: 72 Hour Sale! Inquire Now! This is your chance to become the new owner of t...
Last Updated: October - 15 - 2021
IDX

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