Home Buying Tips

Home Buying Tips

  Home shoppers are increasingly facing steep competition for the limited number of homes for sale.  Follow these buying tips.   1. Stick to a budget. Have buyers get preapproved by one or more lenders to ensure eligibility. Be sure to also take into account extra...
What is APR vs Interest Rate

What is APR vs Interest Rate

Understanding the difference between annual percentage rate, or APR, and interest rate could save you thousands of dollars on your mortgage. But if you’re like most homebuyers, you probably don’t know that the interest rate and the APR measure 2 important,...
Why Don’t We Build Energy Efficient Houses?

Why Don’t We Build Energy Efficient Houses?

Although we know how to build energy efficient, healthy, comfortable, durable homes, mostly we don’t …but not because it’s too expensive.  So why is that? A lot of work has been done in the past 20 years to improve the way we build houses. Thanks to the EPA’s...
Quick Fix Credit Repair

Quick Fix Credit Repair

Try this google search–quick fix credit repair (599,000 results) or fast credit repair ( 17,000,000 results)…you get the idea.  People want to fix their credit and they want to do it fast, now, today.  That’s why you are here…right?  You messed...
Prepare to buy a house

Prepare to buy a house

So you want to buy a house! As everyone knows, a house is not an impulse purchase; you can’t just waltz in and declare “I’ll take it!” Preparation is important.  Here is a list of things you can do to prepare. Find a real estate agent...