Bank Statement Loans are Perfect for the Self-Employed

Bank Statement Loans are Perfect for the Self-Employed

Bank statement home loans are the new stated income loans. Back when the subprime mortgage bust ruined just about everyone in the housing market, many lenders were conducting unethical practices by using stated income as the proof of income for home loans. But now,...
Facts About Credit Scoring and a Home Loan

Facts About Credit Scoring and a Home Loan

The way credit companies score a potential borrower seems to change year-by-year and the three big guys, Experian, TransUnion, and Equifax are technically all the same company with various scoring methods. If you research online, you’ll find hundreds of...
4 Parental Home Buyer Regrets

4 Parental Home Buyer Regrets

Have kids? Looking for a new house? This article is for you. This post, adapted from a Realtor Magazine article, talks about four common regrets that buyers have if they have children. Children definitely bring a whole new set of rules and priorities when it comes to...
Buying a Vacation Home in Mesa for Christmas?

Buying a Vacation Home in Mesa for Christmas?

Okay, maybe you’re not buying home or a piece of real estate for Christmas, but you might be thinking about purchasing in the new year and if you’re looking for a seasonal home, vacation property, or just want to get out of the cold this time of year and...
Mesa AZ Real Estate Agent for Out of State Buyers

Mesa AZ Real Estate Agent for Out of State Buyers

I love helping folks find the right home in the Mesa area. AND I love it even more when they are so tickled they offer me a review. These reviews are powerful and I am so grateful for all my clients that took the time to share their experience with the next person....
Rent and Purchase Home Affordability in Mesa AZ

Rent and Purchase Home Affordability in Mesa AZ

Home Affordability Holy cow!  Rent in the greater Phoenix area is getting high.  I mean really high. Sources tell me that renters in the Phoenix area need to earn $20/hr and work full time to afford a decent 2 bedroom apartment. Home affordability is not too...