Facts About Credit Scoring and a Home Loan

Facts About Credit Scoring and a Home Loan

The way credit companies score a potential borrower seems to change year-by-year and the three big guys, Experian, TransUnion, and Equifax are technically all the same company with various scoring methods. If you research online, you’ll find hundreds of...
Advice on Being a Successful Home Buyer

Advice on Being a Successful Home Buyer

So what is a successful home buyer?  That is easy—the person that finds the home of their dreams at a price they can afford.  The next piece is trickier, how was the process?  Were any lives lost during the home buying process?  Did it take 2 years?  As an AZ...
What to Know About Downsizing

What to Know About Downsizing

A lot of people downsize for many different reasons, perhaps your empty-nesters, looking for a little less space, or a change in family status. Whatever the reason for going from a large house to a small house, there are some key points to keep in mind. You want to...
How a Buyer can Prepare for Multiple Offers

How a Buyer can Prepare for Multiple Offers

This is an interesting real estate market and even though we’re not where we were just ten years ago, inventory is low and because interest rates are also low, it becomes a bidding war for many multiple offer situations. It can also be a very frustrating time...
Home Buyer Guide: Getting a Loan

Home Buyer Guide: Getting a Loan

“Success is more a function of consistent common sense than it is of genius.” An Wang So you want to make an offer on a house.  You need to show the seller you can afford to buy the house.  A Pre-approval from a lender is necessary. Why a Pre-approval?...