The Role of a Real Estate Agent in Mesa, AZ: Why You Need One
Buying or selling a home can be a daunting task, especially in a competitive real estate market like Mesa, Arizona. To navigate the complexities of the process and ensure a successful transaction, enlisting the services of a professional real estate agent is crucial....
Unraveling the Unique Homeownership Laws in Arizona
When it comes to buying a home in Arizona, it's essential to understand that the state has its own set of unique homeownership laws. These laws govern various aspects of property ownership, rights, and responsibilities, setting Arizona apart from other states in the...
What Is The VA Loan Timeline?
When you are ready o buy a home, you are in for a big process. This should scare you away because you will have the help of a great Realtor who will assist you with every step. One of the main factors in purchasing a home is your home loan. This is a huge part of the...
When You Inherit a Home, Do You Inherit the Mortgage?
When a relative passes away if they owned a home there can be a lot of questions about inheriting the home. What happens if you inherit the home? What about any remaining payments due on the current mortgage? Inheriting a Home with a Mortgage In many cases, if you are...
Reverse Mortgage Lending Limit Increases for 2022
Limits for reverse mortgage lending are increasing in 2022 to allow retirees that have substantial home equity to get more money than was available to them in previous years. With a reverse mortgage, a homeowner is able to access home equity in the form of a loan as...
Battling Bias Using an FHA or VA Loan to Buy a Home
The recent craziness in the real estate market including record-breaking prices and highly competitive bidding wars has even the deepest pocketed homebuyers seeing challenges. But for borrowers that are planning to buy a home with a VA or Federal Housing...
Should You Co-Sign on Your Kids’ Mortgage?
Should You Co-Sign on Your Kids' Mortgage? We are living in some unique times where a lot of our kids are staying at home until their late 20s and even early 30s. This millennial shift is due to the high student loan debt and the ability to buy a house is a little...
Is a Mortgage Broker the Same as a Loan Officer?
Homebuyers have a lot of options these days when it comes to financing the real estate purchase. They can go through personal financing, owner financing, a bank or credit union, mortgage broker or loan officer but really what's the difference and which is best for...
5 Ways Not to Lose Your Mortgage
The last thing you want after being approved for a home loan is to find out your financing has fallen through. Once you are approved for a home loan you should basically freeze your finances and not do anything more until you close on your home loan. Too many...
You Lost Your Job | What Can You Do About Your Mortgage?
There's not much that sends you into a panic like losing your job. If you've recently been fired or let go, your monthly mortgage payment doesn't just stop. It might be difficult to keep up with your mortgage payment, even if you have unemployment benefits....