Blog

What is APR vs Interest Rate

Understanding the difference between annual percentage rate, or APR, and interest rate could save you thousands of dollars on your mortgage. But if you're like most homebuyers, you probably don't know that the interest rate and the APR measure 2 important, but...

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Why Don’t We Build Energy Efficient Houses?

Although we know how to build energy efficient, healthy, comfortable, durable homes, mostly we don’t ...but not because it’s too expensive.  So why is that? A lot of work has been done in the past 20 years to improve the way we build houses. Thanks to the EPA’s Energy...

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Quick Fix Credit Repair

Try this google search--quick fix credit repair (599,000 results) or fast credit repair ( 17,000,000 results)...you get the idea.  People want to fix their credit and they want to do it fast, now, today.  That's why you are here...right?  You messed it up fast so you...

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Prepare to buy a house

So you want to buy a house! As everyone knows, a house is not an impulse purchase; you can't just waltz in and declare "I'll take it!" Preparation is important.  Here is a list of things you can do to prepare. Find a real estate agent There's no reason to go it...

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Are you covered? Home Owners Insurance

Fifty-six percent of consumers recently surveyed believe that a standard homeowner’s policy covers flood damage. But they’re mistaken, and their assumption could be a costly mistake. The survey by insuranceQuotes of about 1,000 consumers shows a lot of...

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Mesa Elliot Technology Park

We are watching and waiting for development at the Mesa Elliot Technology park.  Development will mean more good quality jobs. Jobs are good news for everyone! Mesa – Sunbelt Investment Holdings Inc. in San Diego, Calif.  has expanded Mesa Elliot Technology Park by...

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4 ways to furnish your new home for less

Congrats you bought a house.  Between the down payment and the closing costs for the mortgage, movers to pay, appliances to purchase and fixes to perform.you aren’t left with a whole lot of money. But you need to furnish your new home. So, how will you furnish the new...

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How to work with your housecleaner

  Do you crave a housecleaner?  Who doesn't?  There are a few simple things you need to know before you take the plunge. Hate cleaning your house? No one could blame you: There’s precious little fun in scrubbing toilets. Or wiping down grime-streaked windows to the...

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Should You Downsize Your Home?

Should You Downsize Your Home? Wow is that a loaded question!  It is entirely up to you.  This is  case where heart and mind collide.  I can provide some 'mind' reasons to downsize. 1. Have the kids moved out of the house? Family is the main reason we buy big homes....

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Are Garageless Homes the Future?

  Are Garageless Homes the Future? Self-autonomous vehicles are expected to be available commercially within the next five years, and by 2030, driverless cars could make up as much as 60 percent of U.S. auto sales, according to estimates from Goldman Sachs. WOW will...

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De cluttering your Home

  De cluttering your Home   Have you seen the TV show Hoarders?  They say there are 10 degrees of hoarders....where do you fall.  De cluttering your home is the first step. If you are contemplating selling your home it is an important step. If you're thinking about...

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10 Tax Breaks for Home Owners

10 Tax Breaks for Home Owners The US government has created numerous tax deductions specifically designed for home owners to lower the payments you’ll have to make during tax season. You should be to learn as much about them as possible. This article is for...

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Do You Need Title Insurance for your Home??

What Exactly Is Title Insurance? Many people already know that insurance protects them from loss or liability for things like your home, your cars, your business, your career and more.  Title insurance protects you from a claim against the title of your home.  In...

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When You Go From Being a Renter to Home Owner

5 Things to Remember When You Go From Being a Renter to Home Owner Congratulations! You going from renter to home owner.  You want to change your life. Instead of making those rent payments  (paying a mortgage for your landlord), you want to earn equity each month and...

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Why Realtors are NOT Obsolete

People say that the internet gives the common man the ability to do ANYTHING!!  And when it comes to home buying Realtors are obsolete.  People think they can do it all alone. No need for a Realtor. In certain situations it’s important to have the expertise of a...

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4 Questions Your Agent Might Not Answer—and Why

Want to know how old the roof is on a house, or whether it uses gas or electrical heat? Your trusty real estate agent can tell you pretty much anything you need to know about a home you’re hoping to buy (or at least find answers for you). Yet if you ask your agent...

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Should You Sell Your Home ‘AS-IS’

I often run into home sellers who state up front they want to sell their house as-is. Is it a good idea to list your home as-is? There is a time and place to sell your home as-is.   Keep in mind there is a legal definition to as-is and a buyer’s perception of as-is...

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Buy Local

  I originally posted this in 2011...I still think it is a great Christmas idea but also a way of life all year long. There are a few movements to buy local. This helps our community. The original post focused on avoiding foreign made. I want to expand that idea. So...

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Tiny Houses Made Legal

Who watches HGTV Tiny houses. Who wants tiny houses made legal?  Me too!!!  This article address the current status of tiny houses...by By Andrew Morrison Nov 02, 2016.  Great info!! The popularity of tiny houses has continued to expand in recent years. As more and...

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Improve Your Credit

  Photo credit  cafecredit.com IMPROVE YOUR CREDIT   Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. You can easily improve your credit.  So, keep your credit score high by doing the following: Check for...

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Time to Fix Your Credit

So you want to buy a house.  That is a big move. If you don't have cash (most don't)  then you need credit.  You need to fix your credit. Pay on time This is so obvious.  But I have to say it....pay your bills on time. The best way to repair your credit score is by...

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Should I Sell My Home In The Fall Or Winter?

I often get asked-- Should I Sell My Home In The Fall Or Winter? Many potential home sellers believe that homes don’t sell during the fall or winter seasons.  This is actually a pretty common real estate myth.  Houses are constantly selling.  It all depends on if you...

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Emotional Cycle of a Real Estate Transaction

Are you thinking of buying or selling a home?  Well get ready for the Emotional Cycle ride of your life. The emotional ups and downs can be mind boggling.  For this reason I suggest not having too many emotionally charged issues when you enter a real estate...

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Solar Panels

I am a fan of passive solar design.  Solar panels I am not sure about.   Great concept but does solar really financially make sense?  This article by  Jeremy Cook is a great overview  of the pluses and minuses. Solar panels have long been touted as the future of green...

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Explaining the Loan Process

  First: Get Pre-Approved Buying a home is a wonderful investment, but it should be approached with the right strategy. BEFORE finding a home, and falling madly in love with a neighborhood, people should first talk to a mortgage loan officer to get pre-approved. ...

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Bad Habits

Certain home owner bad habits could actually be harming the home, and can lead to major home improvement projects later on. This Old House recently featured a list of several bad home owner habits to avoid, including: Slamming the front door Slamming the heavy front...

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